when pinching pennies isn’t fun

I really should be blogging more. Goodness knows that what with living off a smattering of savings and unemployment checks, we’ve been thinking about finances enough lately to warrant a blog post or two. But somehow it is not much fun to write about finances when you are living quite frugally and still the unemployment checks and savings account balance are not enough to continue covering the bills.

I suppose that being in this kind of situation is the best reason to prepare, though. Expecting our finances to keep getting better, and thus spending money and acquiring debt like we will have a magical way to pay it all off tomorrow, is exactly the kind of mentality that has landed our country and countrymen in so much financial trouble today. Knowing, as our family normally does, exactly what our expenses are and why we have them, along with having a bit of savings to prepare for times when we need it, makes a world of difference. It is nice in so many ways right now that despite our income being greatly reduced, we don’t have to scramble to figure out cheaper ways to do things. We don’t have to regret expensive, extravagant, or unnecessary purchases, because they are already not a part of our life.

That said, I must admit that it’s not as fun to scrimp when it just means coming up less short at the end of the month. It’s much more fun when it means getting to put extra money toward debt.

In one area, though, I seem to be rediscovering how much I love finding bargains. Grocery shopping! I have considered myself a frugal shopper for a long time, but lately I have found myself thinking through a lot of the whats and whys of grocery shopping. The other day I came home with $95 worth of groceries from Fred Meyer and a receipt for $28. I couldn’t help explaining to Keith – in detail! – why I was so proud of myself. There is something about getting the best possible deal for something and then multiplying that by twenty or thirty items that just makes grocery shopping seem like way more of an accomplishment. So, as much as I would love to be blogging about magically paying off all our debt tomorrow, I think I’ll start a little series on groceries. I’ll refrain from burdening you with a list of which items I saved how much money on – there are other blogs for that – but maybe I will just sort through my thoughts and techniques on the subject.

Published in: on February 19, 2010 at 12:44 am  Comments (2)  

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2 CommentsLeave a comment

  1. I think that grocery shopping on the cheap is a true ninja skill. 🙂 Go Jamie!

  2. I’m definitely interested in how you managed to get a receipt like that. Please, enlighten me. 🙂

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